Effective Date: July 2026
Effective Date: July 2026
Welcome to Carrington Financial Solutions ("Carrington Financial Solutions," "we," "our," or "us"). By accessing our website, requesting a Free Credit Analysis, using our services, or opting into communications from Carrington Financial Solutions, you agree to these Terms & Conditions.
Carrington Financial Solutions provides professional credit restoration and financial education services designed to help individuals improve their credit profiles and strengthen their financial future.
Our services may include:
The scope of services provided may vary based on each client's individual credit profile and service agreement. Carrington Financial Solutions does not guarantee the removal of every negative item or any specific increase in credit score, as results depend on individual circumstances and credit bureau investigations.
By providing your phone number and opting into SMS communications, you consent to receive text messages from Carrington Financial Solutions. SMS messages may include appointment reminders, credit analysis updates, requests for documentation, credit restoration progress updates, customer support communications, service-related notifications, and limited promotional messages regarding our services.
SMS Service Eligibility: You must be at least 18 years of age, or the age of majority in your jurisdiction, to receive SMS communications from Carrington Financial Solutions.
Message Frequency: Message frequency may vary depending on your interaction with our team and the services you receive.
Message & Data Rates: Message and data rates may apply according to your mobile carrier's plan.
Carrier Disclaimer: Mobile carriers are not responsible for delayed or undelivered messages.
Opt-Out Instructions: You may unsubscribe from SMS communications at any time by replying STOP. After sending STOP, you may receive one final confirmation message. No further text messages will be sent unless you provide consent again.
Help Instructions: For assistance, reply HELP or contact us directly at:
By using our services, you agree to:
Carrington Financial Solutions is not responsible for delays or unfavorable outcomes resulting from inaccurate, incomplete, or untimely information provided by clients.
Your use of our website and services is governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information. Please review our Privacy Policy before using our services.
All website content, including text, graphics, logos, branding, images, educational materials, designs, and other content, is the property of Carrington Financial Solutions unless otherwise stated. No content may be copied, reproduced, distributed, modified, or used without prior written permission.
Carrington Financial Solutions provides credit restoration assistance, financial education, and guidance based on the information provided by each client. We do not act as a lender, credit bureau, or legal representative. We cannot guarantee removal of all negative credit items, approval for loans or credit products, mortgage approval, specific credit score increases, or financial outcomes. Credit restoration results vary depending on each client's unique credit history, creditor responses, and applicable consumer protection laws.
To the fullest extent permitted by law, Carrington Financial Solutions shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from use of our website, participation in our services, delays in processing, technical interruptions, reliance upon information provided through our website, or unauthorized access beyond our reasonable control. Our total liability shall not exceed the amount paid by the client for the specific service giving rise to the claim.
We may utilize trusted third-party service providers, including credit monitoring platforms, secure document storage providers, customer relationship management (CRM) systems, electronic signature providers, payment processors, and communication platforms. Carrington Financial Solutions is not responsible for the policies, security practices, or actions of third-party providers.
We reserve the right to update these Terms & Conditions at any time. Any revisions will be posted on this page with an updated effective date. Continued use of our website or services after changes become effective constitutes your acceptance of the revised Terms.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law principles.
Carrington Financial Solutions
By using our website, requesting a Free Credit Analysis, engaging our services, or opting into communications, you acknowledge that you have read, understood, and agree to these Terms & Conditions.